Published on Sep 25, 2015
Here is how I track, manage, and stick to our budget. Sometimes the answer to, “should I buy this?” is simply in the numbers. Managing your money is key to limiting stress and running your home.
I’ve been budgeting for years so I might over simplify the process. Let me know if I can help you make sense of some of this.
Don’t forget to click the i card for more video links:
New Update April 2015: I made a new budget binder. I still use this monthly budgeting system, but I’ve included a month at a glance page so I can more easily track spending. I also created a year at a glance table to help compare seasons of spending and certain times of the year that are more expensive (birthday, holidays, vacations, back to school, summer AC etc).
No Frills Cumbia
Comments • 105
Ellen V.S.2 years ago
“Otherwise the extra might get absorbed at Target.” Lol TOTALLY!!! You speak my language mama 😉
The Purple Alphabet
The Purple Alphabet2 years ago
I need to really take control of my budget. You’ve inspired me to better track my spending.
Nicole Cater1 year ago
TARGET IS ITS OWN CATEGORY, YASSSS GIRL
Lil Lamb9 months ago
“Show the universe you’re responsible to handle yourself, and he universe will let you handle more”
jaylan Hines1 year ago
Great video! I learned a lot. Especially with the different categories. Thanks so much!!!
Wayne Meaux4 months ago
The “universe” = God! 🙂
Jomar Beran1 year ago
hi I’m so horrible on budgeting. Is it normal for someone to forget to track how much money you spend? because I could be so busy and at a haste I have little time to write down my budget, thus I lost my focus. Help please :)
Cutie_pie101 c2 months ago
yeah i need to do that as well because Christmas is coming up and birthdays so i need to get on my budgeting
Maggie Nova1 year ago
This was very helpful thank you!
Tippy SouthCloud1 year ago
i loved it! Thank you!
emmylou wood1 year ago
Thank you so much. This is super helpful. I love the different colored pens idea and putting savings/charity/tithing money away at the beginning of the month. Awesome stuff.
Jessica Wright4 months ago
Your voice is so relaxing to listen to. A lot of your videos are echo-y tho
ZachLiviTV2 years ago
I love your videos thanks so much for sharing! I subbed!
pretty hurts _Butterfly's copeland
pretty hurts _Butterfly’s copeland1 month ago
yes i need to do this i spend too much 🤛🏽
Ashley2 years ago
This is great! We have a semi budget. I am given a certain amount of cash a week and that has to last for everything but bills and gas. Its nice to no longer freak out about the over use of the debit card…..unless I cheat and that is never good LOL
Latoya Williams7 months ago
I’m definitely going to work on this today. I really need to sit and pay attention where my money is going. I get paid twice a month. my first check basically goes to the rent. I may have a hundred dollars for gas and toiletries. then the next pay check is all the bills for the month. so I’m basically broke every month. I have a separate account with a credit union. thats money I don’t touch. I have saved a few hundred dollars in that. But I would like help to budget the right way so I can have more money for personal things like clothes and shoes. Not just living pay check to pay check.
Michelle Fowlkes1 year ago
Perfect video. This encourage me to make a budget plan because we don’t plan on living with my in-laws forever. 😊
ethansilk6 months ago
if you are in Australia then have a look at cashmaster.com.au which is a simple app that helps you with budgeting…
My frugal life
My frugal life2 years ago
I like your money saving videos. Please keep them coming. A new subscriber here. I am also trying to budget and save money, and always searching for money-saving tips. I have a budget video too.
Kenz300 x7 months ago
Our education system needs to incorporate “LIFE SKILLS” classes that start in middle school and increase in depth in high school and college. Simple things like preparing a resume, interviewing skills, job search skills, tips on what employers are looking for, saving and opening a bank account, explaining health insurance (PPO, co pays), retirement planning (IRA, 401K), investing for the future (stocks, bonds and cash), the cost of home ownership ( loan payments, taxes, insurance, repairs and maintenance), the cost of raising a child ( food, shelter, clothing, education), Credit — credit cards and interest payments, Credit Score — how it is determined and how it impacts your ability to get credit and what interest rate you will pay and its effect on your ability to get a job, an apartment or loan for a home or car. These all have a huge impact on your success in life…………….. these LIFE SKILLS need to be taught in all our schools.